We want to help you build confidence and deal with the challenges that surround financial decisions. With high interest rates and instability still plaguing the markets, I thought I’d take this opportunity to answer the questions we are asked most frequently about the pros and cons of investments. Should I Read More >>
Imagine the day you make your final mortgage payment and the metaphorical noose that has bound you to a bank or building society for so many years is taken from around your neck. For most of us, it probably can’t come soon enough. I know I can’t wait for the Read More >>
There is a guide to investment funds that most advisers don’t really want you to know about. It’s called Spot the Dog and is produced by a firm called Bestinvest. Don’t be fooled by the preschool moniker, this pooch packs a punch. It names and shames investment funds that deliver Read More >>
This is your pilot speaking. Can all investors flying with Belmayne today please take your seats, we are experiencing a little turbulence! From time to time, riding the global financial markets can get a bit bumpy. Some clients, particularly those nearing retirement, become understandably anxious about the value of their Read More >>
As the dust settles on the Chancellor’s latest fiscal shake-up, let’s take a closer look at what the changes really mean for investors. Will you be cracking open a (cheaper) bottle of Prosecco to celebrate or drowning your sorrows in a (more expensive) pint? No change to key tax levies Read More >>
A study by investment company, Vanguard, found that using a professional adviser to manage your finances can add as much as 3% a year to your returns. Our fee for this service is just 0.8% per annum, which equates to £800 for every £100,000 invested with us. A good deal? Read More >>
In my near 20 years in financial services, I have read many articles discussing the relative merits of investing in property and pensions. Commentators from across the industry have argued the pros and cons of both and when The Sunday Times’ Money section interviews a celebrity, they always ask the Read More >>
For most of us, money doesn’t come easily. It takes a lot of hard work to build up savings, so how do you make those savings work hard for you? You need to consider all the options available and extract the most from your hard-earned cash. A stocks and shares Read More >>
When you ask someone for investment advice, you need to know where your money will be placed. It should raise a red flag if they can’t explain their approach concisely and confidently. In my formative years, I witnessed pre-RDR (Retail Distribution Review) advice relying on ‘with profit’ or ‘balanced managed’ Read More >>
