You’re only a few clicks away from the answer to any question that pops into your head. How do I stop my Yorkshire puddings sinking? Who topped the charts the day I was born? Should I take my pension tax-free cash? The speed and convenience might be impressive, but AI-generated Read More >>
It might be the Christmas party season, but if your finances are feeling tighter than your waistband, perhaps it’s time to take stock. December is the perfect month to carry out a financial review. Whether you are planning for retirement or managing investments, setting clear goals for the new year Read More >>
I attended a seminar recently focusing on bonds. They are one of the two main asset classes we use to build your investment portfolio. Rising inflation and interest rates has created unwelcome headwinds of late. There were some key takeaways from the event that I thought I’d share, to help Read More >>
I realise income protection is not a terribly exciting concept, but it is nonetheless important and something that is often overlooked. Safeguarding what you already have is one of the three main pillars of financial planning and essential to your wellbeing. Putting as little as five or ten percent of Read More >>
You’d be forgiven for wondering if your investments are ever going to make any money at the moment. In the last three years, we have witnessed the sharpest fall in equity markets ever seen, followed by the worst conditions for fixed interest assets on record. It’s been one thing after Read More >>
Inflation exceeded 11% in October, according to the Office of National Statistics. This is the most rapid rise we’ve seen in decades. Prices are spiralling far faster than expected, due to the ongoing war in Ukraine, residual effects of the pandemic and surprisingly strong consumer demand. So, what does this Read More >>
The Belmayne Foundation launched in a blaze of glory in 2019, raising £10,000 for our chosen charities, 80% of which came from our inaugural charity ball. Three months into year two, Covid happened. The pandemic has had lasting and far-reaching consequences for many, not least charities, who have had to Read More >>
To help you make sensible decisions about the future, we’ve broken down the financial planning process into five stages. They are: Establishing your goals Gathering data Evaluating your current position Developing and implementing a plan Monitoring and reviewing that plan regularly In this final article, we address step five and Read More >>
It is not uncommon for our financial planning to include advice around inheritance tax. There is a threshold set by the government, above which the levy must be paid at 40% on any assets you own at the time of your death. Recent amendments mean eligible married couples now have Read More >>
Record stock market highs were recorded in February, which now seems a long time ago. A month later, Covid-19 and an oil price war between Russia and members of the Organisation of the Petroleum Exporting Countries (OPEC), led by Saudi Arabia, brought about the biggest market downturn since the financial Read More >>
