The Financial Conduct Authority (FCA) has found one in five adults is open to AI making financial decisions for them, particularly when the choices feel complex. But, have you ever considered whether the information these chatbots provide is correct? An article in the Financial Times on this very subject caught Read More >>
Family life brings joy, mess, love, chaos and everything in between. But, as your family grows, so do the financial complexities and expense. Protecting loved ones and building long-term wealth becomes a lot harder when it has to be balanced with buying a bigger house, funding education and helping children Read More >>
You’re only a few clicks away from the answer to any question that pops into your head. How do I stop my Yorkshire puddings sinking? Who topped the charts the day I was born? Should I take my pension tax-free cash? The speed and convenience might be impressive, but AI-generated Read More >>
Cast your mind back to the early 2000s. Businesses of all kinds were growing quickly, technology was advancing and the opportunities felt endless. It was a decade for taking risks that for many, paid off handsomely. A lot of people left safe, salaried jobs and set up their own companies, Read More >>
We average between nine and 12 jobs during our working life in the UK, a figure that is expected to rise due to higher mobility among the young. As a result, it is common to build up several pension pots. Whilst this is perfectly normal, too many small pensions can Read More >>
Belmayne is above average. That’s not me blowing our trumpet, it’s a fact. The proof is there for all to see in the FCA’s most recent financial advice firms survey. One particular headline statistic stopped me in my tracks. More than half of multi-adviser firms have no women in adviser Read More >>
When you think about retirement, what do you see yourself doing? Watching the sun set from the deck of a cruise ship, having fun with family and friends, playing with grandkids? All of the above? With good fortune on the health front, there’s no reason why you shouldn’t have years Read More >>
Financial peace of mind isn’t achieved by simply earning lots of money. It can only be reached by being secure and confident in your day-to-day finances. So, what would achieving financial wellbeing really mean for you? Read on to find out why it matters and learn more about the Read More >>
A growing number of people in the UK are worried they aren’t saving enough for retirement. Many with good reason. Retirement shortfalls are a real concern, but they don’t have to be inevitable. With the right financial plan, stopping work can be something to look forward to, not fear. Confidence Read More >>
Are you a higher or additional rate taxpayer? Are you paying into a personal pension? We all know pension contributions attract tax relief. However, fewer people are aware that if you pay income tax at 40% or 45%, the automatic relief applied by the pension provider is not all you’re Read More >>
