It is not uncommon for our financial planning to include advice around inheritance tax. There is a threshold set by the government, above which the levy must be paid at 40% on any assets you own at the time of your death. Recent amendments mean eligible married couples now have Read More >>
As the days tick down to a new tax year, it’s time to take a look at your finances and make sure you’re approaching the fiscal watershed in good shape. Whether you’re a regular or occasional saver, there are tax reliefs and allowances to be had. For example, some of Read More >>
You’ve probably heard of the Financial Conduct Authority (FCA). It’s the body that regulates firms like Belmayne and should protect you from potential scammers. I say ‘should’ for a reason. In December, new rules were implemented that means the FCA no longer has to list advisers on its public record, Read More >>
Her Majesty has spoken – action is needed! Don’t panic, this isn’t about Brexit, it’s about you and your pension savings. As part of the Queen’s speech, it was announced that a pensions dashboard would be launched. This initiative, first discussed back in 2016, will be an online tool to Read More >>
With the rugby world cup upon us, my thoughts strayed to Sir Clive Woodwood’s 2003 winning team. If I recall correctly, his approach was very specific: Focus on every detail – training, coaching, diet, etc. Sir Clive believed small incremental gains in each area could amount to significant benefits and Read More >>
I had the pleasure recently of meeting and mentoring a local student who wished to learn more about what it is like working within a financial planning firm. Matthew Baxter lives close to our Dronfield offices and attends Westbourne School in Sheffield. He showed great initiative in contacting us and Read More >>
According to the Alzheimer’s Society, there are 850,000 people living with dementia in the UK. This is set to rise to one million by 2025. Sadly, many sufferers reach a point at which they are no longer able to make sound decisions, which raises an important question – who will Read More >>
For many of us, the state pension still forms the bedrock of retirement. This guaranteed, inflation-proof benefit is often the only index-linked income stream we have after finishing work and it is incredibly valuable. It keeps pace with rising living costs and is hugely expensive to replicate in the world Read More >>
If you follow the media in any form, you’re sure to have heard of Neil Woodford and his spectacular fall from grace. He came to my attention very early in my career and as I was learning about fund management, his name came up time and again. He famously decided Read More >>
Looking after my clients’ savings is a great responsibility, one I do not take lightly. As a financial planner, I am entrusted by individuals, like you, to help make wise investments, so their hard-earned money lasts a lifetime. To do so effectively, the decisions we make must be based on Read More >>
