Do Sweat The Small Stuff

With the rugby world cup upon us, my thoughts strayed to Sir Clive Woodwood’s 2003 winning team. If I recall correctly, his approach was very specific: Focus on every detail – training, coaching, diet, etc. Sir Clive believed small incremental gains in each area could amount to significant benefits and Read More >>

A Financial Advisor In The Making

I had the pleasure recently of meeting and mentoring a local student who wished to learn more about what it is like working within a financial planning firm. Matthew Baxter lives close to our Dronfield offices and attends Westbourne School in Sheffield. He showed great initiative in contacting us and Read More >>

Give Power To Your People

According to the Alzheimer’s Society, there are 850,000 people living with dementia in the UK. This is set to rise to one million by 2025. Sadly, many sufferers reach a point at which they are no longer able to make sound decisions, which raises an important question – who will Read More >>

Forecast Your Future

For many of us, the state pension still forms the bedrock of retirement. This guaranteed, inflation-proof benefit is often the only index-linked income stream we have after finishing work and it is incredibly valuable. It keeps pace with rising living costs and is hugely expensive to replicate in the world Read More >>

Woodford: Hero to Zero

If you follow the media in any form, you’re sure to have heard of Neil Woodford and his spectacular fall from grace. He came to my attention very early in my career and as I was learning about fund management, his name came up time and again. He famously decided Read More >>

Pace yourself for hills ahead

Looking after my clients’ savings is a great responsibility, one I do not take lightly. As a financial planner, I am entrusted by individuals, like you, to help make wise investments, so their hard-earned money lasts a lifetime. To do so effectively, the decisions we make must be based on Read More >>

The Harsh Reality of Pension Scams

I met a potential new client recently. His story was both shocking and confounding and left me wondering how on earth we can protect people from the scourge of pension scams. This blight, which destroys people’s retirements, can be hard to spot, especially when they are given a veneer of Read More >>

Going For Gold

So, you thought taking out a mortgage was going to be the biggest financial decision you would ever make? Not any more! These days, the most significant and lifechanging financial choice comes later in life and concerns how to draw money out of your work pension. There has been a Read More >>

The Critical Role of Critical Illness Cover

“The shock is beyond belief, the whole world changes and very little is concrete anymore.” These are the words of one of our clients, following his cancer diagnosis. Fortunately, he’d had the foresight to invest in critical illness cover, which meant he could focus on getting better, without worrying about Read More >>

Designated Members: David Bashforth FPFS, Jon Stevens APFS, Ben Smalley APFS and Martin Birch FPFS MCSI.
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