Getting Fit For New Tax Year

As the days tick down to a new tax year, it’s time to take a look at your finances and make sure you’re approaching the fiscal watershed in good shape. Whether you’re a regular or occasional saver, there are reliefs and allowances to be had and with tax changes expected Read More >>

Making The Most Of Your Retirement Income

I read an article in the Daily Telegraph recently that really pleased me. It basically affirmed the way we sequence retirement income and told the world it can save you thousands of pounds. In fact, it went so far as to put a figure on how much better off you Read More >>

Invest With A Clear Conscience

Can you be an ethical investor and still make money? We have always believed the answer was no, that ethical investing goes hand in glove with diminished returns. Thankfully the world is changing, due to the actions of campaigners like Greta Thunberg, Extinction Rebellion and David Attenborough and the financial Read More >>

My Journey To Qualification

If you believe all you see on the news, you’d be forgiven for thinking most university graduates are working in McDonalds. I’m proof that with clear direction, ambition and a little luck, opportunities are available. It’s only a couple of years since I left university, but I’m now a qualified Read More >>

The Business End Of Minimising Tax

It is not uncommon for our financial planning to include advice around inheritance tax. There is a threshold set by the government, above which the levy must be paid at 40% on any assets you own at the time of your death. Recent amendments mean eligible married couples now have Read More >>

Our Watchdog Just Poked Itself In The Eye

You’ve probably heard of the Financial Conduct Authority (FCA). It’s the body that regulates firms like Belmayne and should protect you from potential scammers. I say ‘should’ for a reason. In December, new rules were implemented that means the FCA no longer has to list advisers on its public record, Read More >>

New Dashboard Will Put You In Pension Driving Seat

Her Majesty has spoken – action is needed! Don’t panic, this isn’t about Brexit, it’s about you and your pension savings. As part of the Queen’s speech, it was announced that a pensions dashboard would be launched. This initiative, first discussed back in 2016, will be an online tool to Read More >>

Do Sweat The Small Stuff

With the rugby world cup upon us, my thoughts strayed to Sir Clive Woodwood’s 2003 winning team. If I recall correctly, his approach was very specific: Focus on every detail – training, coaching, diet, etc. Sir Clive believed small incremental gains in each area could amount to significant benefits and Read More >>

A Financial Advisor In The Making

I had the pleasure recently of meeting and mentoring a local student who wished to learn more about what it is like working within a financial planning firm. Matthew Baxter lives close to our Dronfield offices and attends Westbourne School in Sheffield. He showed great initiative in contacting us and Read More >>

Give Power To Your People

According to the Alzheimer’s Society, there are 850,000 people living with dementia in the UK. This is set to rise to one million by 2025. Sadly, many sufferers reach a point at which they are no longer able to make sound decisions, which raises an important question – who will Read More >>

Designated Members: David Bashforth FPFS, Jon Stevens APFS, Ben Smalley APFS and Martin Birch FPFS MCSI.
Belmayne Independent Chartered Financial Planners is a trading name of Belmayne Independent Financial Services LLP, a Limited Liability Partnership.
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