Understanding Your Pension

When was the last time you reviewed the plans you’ve made for retirement? Pensions are not a ‘once and done’ thing. Life’s milestones often change the way we view retirement and what we hope to achieve from it. These changes potentially mean adjusting the provisions we have in place. For Read More >>

Banking Woes Make Waves For Investors

The European banking giant, Credit Suisse, found itself in trouble recently, which I’m sure you saw in the media. It spooked investors and its share price fell by a quarter of its value in a single day. Thankfully, the Swiss National Bank threw its beleaguered compatriot a £44 billion lifeline Read More >>

Budget Brings Good News For Pension Savers

Not sure what to make of this month’s Budget? As the dust settles and we’ve had some time to digest the chancellor’s plans for economic growth, it’s time to take a look at what they really mean for pension savers and investors. Read on to find out how the changes Read More >>

Tumultuous Year Brings Hope For Future

How do we even begin to summarise what happened to the investment markets last year?! The world gave us a lot to process. Just when we thought the worst of the pandemic was over, along came Russia’s invasion of Ukraine and took with it any hopes for a period of Read More >>

Where In The World?

Given the precarious state of international affairs, we financial advisers would be fools to try and predict how the markets will react. Yes, we might have opinions on the state of the financial landscape, but trying to work out which asset classes will top the charts is a little like Read More >>

Ignore The Siren Call Of Self-Investment

There is a certain type of investor who thinks they can do my job just as well as me. And to be honest, there’s probably not a lot I can say to change their mind. The ease with which we can now access information has opened up the financial markets Read More >>

Inflation: Can You Limit Damage To Investments?

Inflation exceeded 11% in October, according to the Office of National Statistics. This is the most rapid rise we’ve seen in decades. Prices are spiralling far faster than expected, due to the ongoing war in Ukraine, residual effects of the pandemic and surprisingly strong consumer demand. So, what does this Read More >>

Don’t Dwell On Market Volatility

2022 has been a bit of a stinker. So much so, ‘permacrisis’ has been crowned word of the year by Collins Dictionary. It’s no surprise, therefore, that clients have been reaching out to us for reassurance that their life savings are not disappearing down an economic black hole. As good Read More >>

An Update On Fixed Income Investments

I’d wager that one of the media’s most used words recently is ‘unprecedented’. Indeed, there have been events that fit the definition – ‘a situation that has never happened, been done or been known before’ – rather well. However, the term is often misused. Since the beginning of 2022, the Read More >>

Start Planning When You’re Young

We are marking Financial Planning Week with a series of blogs to help you build confidence and deal with the challenges that surround financial decisions. Retirement might seem a long way off when you’re at the beginning of your career, but by starting to plan when you’re young, you develop Read More >>

Designated Members: David Bashforth FPFS, Jon Stevens APFS, Ben Smalley APFS and Martin Birch FPFS MCSI.
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