In this next instalment of our meet the team series, our longest standing partner, David Bashforth, tells us more about his career to date. He reveals how academic achievement is not the only route to success and when he reaches retirement, he’ll be practising what he preaches… Stumbling onto Read More >>
Not sure what to make of this month’s Budget? As the dust settles and we’ve had some time to digest the chancellor’s plans for economic growth, it’s time to take a look at what they really mean for pension savers and investors. Read on to find out how the changes Read More >>
There is a guide to investment funds that most advisers don’t really want you to know about. It’s called Spot the Dog and is produced by a firm called Bestinvest. Don’t be fooled by the preschool moniker, this pooch packs a punch. It names and shames investment funds that deliver Read More >>
If you are going to claim a product or service is unbiased, how do you make sure it is free from prejudice and eminently fair? There is a dominant adviser search directory in our industry named just that – Unbiased. It has successfully inserted itself into the selection process for Read More >>
I read an article in the Daily Telegraph recently that really pleased me. It basically affirmed the way we sequence retirement income and told the world it can save you thousands of pounds. In fact, it went so far as to put a figure on how much better off you Read More >>
Can you be an ethical investor and still make money? We have always believed the answer was no, that ethical investing goes hand in glove with diminished returns. Thankfully the world is changing, due to the actions of campaigners like Greta Thunberg, Extinction Rebellion and David Attenborough and the financial Read More >>
Any change to your role, pay, employer or working hours has an impact on pension benefits, but as I discovered recently, teachers need to be particularly vigilant. I met a client who was reaching the end of a teaching career and was fortunate enough to remain an active member of Read More >>
To help you make sensible decisions about the future, we’ve broken down the financial planning process into five stages. They are: Establishing your goals Gathering data Evaluating your current position Developing and implementing a plan Monitoring and reviewing that plan regularly This article looks closely at step two – accurate Read More >>
You’ve probably heard of the Financial Conduct Authority (FCA). It’s the body that regulates firms like Belmayne and should protect you from potential scammers. I say ‘should’ for a reason. In December, new rules were implemented that means the FCA no longer has to list advisers on its public record, Read More >>
The so-called WASPI women (Women Against State Pension Inequality) hit the political spotlight during Labour’s general election campaign. Whether you agree with their plight or not, one thing that is beyond dispute is that they clearly didn’t know about the changes to their state pension entitlement until the last moment, Read More >>
