Caring for grandchildren doesn’t have to be just a labour of love. If you’re juggling childcare and work, there’s a national insurance credit not many people know about that could boost your state pension when you retire. Credit where credit is due Grandparents are a silent army of caregivers. School Read More >>
Really good financial planning can be truly life changing, improving your financial and mental wellbeing. This is what we aim to deliver to each and every client. To demonstrate how we can make a genuine impact, let me give you an example. Through the financial planning process, I have helped Read More >>
We are urging investors to seek professional advice before making any knee-jerk changes to their portfolios following yesterday’s budget. Chancellor, Rachel Reeves, announced a number of updates to the inheritance and capital gains tax regimes that will affect pensions and investments. Managing partner, Martin Birch, said: “Whilst the budget may Read More >>
So many clients say that speaking to us is the best thing they’ve ever done, yet perceived barriers are holding back more than half the population from contacting a financial planner. Why is that? You’d be amazed at how many new enquiries we receive from people who’ve been putting off Read More >>
Children are bombarded by consumerism. The offer to buy now and pay later seems to be everywhere. So how do we ensure they learn the value of money and the importance of saving for the future? Lead them not into temptation I’m a mum of two children, aged seven and Read More >>
I attended a seminar recently focusing on bonds. They are one of the two main asset classes we use to build your investment portfolio. Rising inflation and interest rates has created unwelcome headwinds of late. There were some key takeaways from the event that I thought I’d share, to help Read More >>
The festive period might feel like a dim and distant memory, but for some, the repercussions last a lifetime. Christmas can bring stress and heartache for families under financial or emotional strain and if the cracks in your relationship are already starting to appear, it can prompt some big changes Read More >>
We’re joining forces with chartered financial planners across the UK to raise awareness of Financial Planning Week 2024, which runs from January 22-28. The aim is to increase awareness of the benefits of professional financial advice and help consumers take control of their life, by busting myths that surround the Read More >>
What do you imagine when you think about a happy retirement? Chasing grandchildren across the lawn? Relaxing on the deck of a cruise ship? Playing golf with your mates? All of the above??? Whatever comes to mind, you need to consider how you are going to get there. A couple Read More >>
Proof plays such an important role in our lives – innocent until proven guilty being the most fundamental example. We would never expect a jury to base a conviction on someone’s say so, or start taking a new medicine that hadn’t been tested. So, if someone told you an investment Read More >>
